Episode #15- 3 Money Stages of Relationships With Joseph Hogue
Bio: Joseph Hogue is a Chartered Financial Analyst and does research for small and medium-sized firms in the investment management industry including Equity & Investment Analysis, and Ghost-writing. Beyond that, he manages several blogs on crowdfunding, peer lending, stock markets, and making money at home. He serviced in the military, and worked for the state of Iowa as an economist. He’s bilingual, accomplished, and has lots and lots of experience in the finance and economics industries.
Show Description: Joseph and I discuss 3 different stages of relationships and some little thoughts about dealing with money both dating, serious relationships, and when we each get married. We also drop personal insights about budgeting, dating in some specific types of situations, and of course Joseph shares some personal experience.
- 2:55 – Joseph shares how long he’s been married and a little about his marriage
- 4:00 – People don’t talk about money in relationships. Why?
- 4:23 – Let’s start with ourselves: societal expectations, and spending sprees
- 7:30 – Buffer Our Budgets
- 8:00 – Dating: Be yourself when on the hunt
- 9:25 – Be what you want in someone else
- 11:10 – Recognize you can’t do everything you want
- 12:15 – Have money conversations before you have to
- 14:00 – Handling Expectations
- 16:00 – Money conversations and compatibility
- 20:45 – Talking Debt with your partner: (Hint: Do it BEFORE the wedding)
- 21:45 – Entrepreneurs and Dating: Thoughts and considerations
- 23:50 – Being open with each other: Ambitions, Work, and Assuming
- 26:10 – Newlyweds: Making it easy
- 28:15 – Weddings and Debt
- 30:00 – Relationships with couples making different incomes, dating, courting, & marriage. Supporting each other, mindset, and money’s purpose
- 34:43 – Joseph’s Money Maxim
“Don’t sweat the petty things, don’t bet the sweaty things.”
Set a budget where you can enjoy yourself: avoid the yoyo-spending splurge!
Have a financial partner in crime you can share your finances with.
Consider what you know about your finances and your partners finance (or what you may expect from a future partner). Do you know if they have debt? Do you know their spending habits? What level of information is good to know about that person? Talk to them about it. It’s a good conversation to have. If you need help, or want a 3rd party to help mediate or work on things together, contact me! I’d love to help
(would someone think it’d be cool for me to create a “NewlyWed Financial Checklist” or topics to discuss before marriage about money? Let me know in the comments or email me 😉 If there’s interest I’ll invest the time in research and make something awesome for my lovely listeners!)
Contacts and Links from the Show
Joseph Hogue has many websites he owns, runs, and writes for on a weekly basis.
Joseph said feel free to email him to connect! [email protected]
Kirk Duncan – 3keyelements