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Episode #16 Happy Where You Are – Relationships Time and Money with Elizabeth Colegrove – The Reluctant Landlord

Episode #16 Happy Where You Are – Relationships Time and Money

with Elizabeth Colegrove – The Reluctant Landlord




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Bio: Elizabeth Colegrove is a landlord, a frugal living expert, and a proud world traveler. She is focused on early retirement and early financial freedom while maintaining a passion for traveling, exploring, and enjoying life! As a military wife who dated and married her sweetheart at a young age, she has many insights on early financial independence, expressing love to those close, and making everything enjoyable and fun.

Show Description: Today I talk with Elizabeth Colegrove from The Reluctant Landlord about dating, getting married young, and enjoying every part of it. Elizabeth met her husband at the age of 15, got engaged at the age of 20, and was married at the age of 22! We talk about enjoying time, and enjoying money, and enjoying life when one of those two are lacking!

ShowNotes:

  • 1:05 – Elizabeth shares how she met her husband
  • 2:30 – Dating at a Younger Age
  • 6:11 – Best Anniversary Ever! (The Effort Is All About Each Other)
  • 7:10 – A Peek into My Parents Anniversary 🙂
  • 8:30 – Making it work when you get married young
  • 11:20 – More things Elizabeth did to make it work when married young
  • 12:58 – Fun Runs the Show: Positive or Negative is your control
  • 13:41 – The biggest key to POWERFUL relationships. (13:41-14:01)
  • 14:01 – Making the most of a hard situation. Positive Style 🙂
  • 16:00 – Time. Money. Balance.
  • 18:10 – Saving $140,000 in 7 years. Couple Goals, and Working Hard
  • 19:59 – Going on a vacation to Hawaii and coming back with $2,500 dollars
  • 21:40 – How to make the 10 worst things in your life positive
  • 24:10 – More on making things positive and exciting
  • 25:50 – Example: turning 50-50 parent split time from a divorce into a positive thing
  • 27:11 – Elizabeth’s Money Maxim and Contact Info

Money Maxim

Maxim35 - Elizabeth Colegrove

“The Most Negative Things in your life can be the most positive if you can look at it in the right way”

“Your Feelings are YOUR Feelings”
“Take Your Tools and turn them into what works best for you”

“If you’re not liking a situation, CHANGE IT”

Action Items

Make a list of 10 things you HATE about life. Look at that list tomorrow, and think OKAY. How can I turn these things into a positive? (listen to 21:40-23:20)

Email me [email protected] , or [email protected] for help if you get stuck!

What is most available in your relationship right now? Time, or Money? Or neither? How can you make the most of it in a positive and uplifting manner? Comment below with something fun you’ve done recently!

Contacts and Links from the Show

Facebook:   Twitter:    Pinterest:    Website:   Email

 

Estevez Tax!

If you’re looking to get in on my exclusive partnership with Estevez Tax, and to get information on doing your taxes next year, book keeping for your business, or getting some tax consulting done for your business, or personal finances email me [email protected] Title: “Estevez: Tax Info”

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EP14: Thinking of Homes, Considerations and First Time Buying -with Seth Worthen

Episode #14: Thinking of Homes With Seth Worthen of Osmond Real Estate




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Seth Worthen HeadShotBio: Seth Worthen was born and raised in Utah County. He graduated from Mountain View High School and is currently attending BYU studying Political Science. He is happily married and is expecting a baby in December. Seth is fascinated by all things real estate!

Show Description: Today Seth Worthen and I talk about the basics of buying a home, preparing for owning vs renting, important costs to consider when buying and maintaining a home, and the proper mindset to be in when you think about buying a home. We also take a moment to talk about the questions you should ask professionals to find the right professionals to work with.

ShowNotes:

  • 1:45 – How to Finance a Home: DownPayments
  • 2:20 – Programs for first time home buyers
  • 4:07 – Positives and Negatives of 0-down options
  • 6:30 – When people say “Buy a Bigger House”
  • 8:10 – More opportunities that come with owning
  • 9:20 – Extra costs to consider that come in buying a home
  • 10:55 – Pre-Qualification, things to know
  • 11:55 – Know your budget before you go in! Emergency Funds, and Wage Considerations
  • 14:45 – A Real Estate Agent That Rents? Seth explains why.
  • 16:05 – Dealing with and finding a strong and competent Real Estate Agent
  • 18:52 – Good People with Good Skills get Good Referrals, because people feel safe and comfortable with you. More Thoughts on Success
  • 19:45 – Deciding where you want to buy your house. “Must Haves” “Would Like” Lists.
  • 24:50 – Getting What You Want From Your Agent – Setting Expectations

Money Maxim

Seth Worthen Money Maxim

“You’re not dating a home, you’re buying it”

“Money is Not the End, And It’s Not A Means To An End. The End Is Your Life Goals”

“Do Your Best, And Money Will Be There”

Action Items

Cognizantly decide to be renting, or to be in a mortgage.

If you’re renting, consider what you want to buy, and why. When? Where is the money coming from to pay for the home? What level of savings do you want/need to feel comfortable, and to afford a downpayment? Would you use a 0-down option if it was available?

Know your budget before you go into buy. Meet with a counsellor or expert (there may be a cost, but it’s worth it!) to figure out what you are comfortable with and what different price ranges will mean on your cash flow and savings.

If an agent pushes you to ‘buy now‘, that’s a warning sign! They should know the market, learn your situation, and never push you to buy until you’re ready. (there’s a difference between pushing you, and helping you to take action you want and are a little nervous about)

Listen to the segment from 19:45 – 22:15. What are your “Must Haves”. What are you “Would Likes” What’s the difference between the two?

Contacts and Links from the Show

Seth Worthen: 385-539-9940
[email protected]

Zillow buy vs rent calculator